Payday Loans at SunriseFinance.com

I'm not one to pay extra fees or finance charges for anything, unless I absolutely have to. So, rather than quickly going to the closest ATM and pulling out money, I will drive to a store that offers cash back and, despite the fact that it takes time (and probably spends the $3 ATM fee in gas to get there, with these high gas prices), I will go out of my way to avoid the fees.

So, I'm not a huge fan of borrowing money or accessing my own money the easy way, however there are times when you just can't avoid the fact that your "outgo" is more than your income. But, thank goodness for Sunrise Finance Payday Loans, huh? You can borrow money based on the fact that you have a job and, usually, an active bank account. And, while it used to be that you couldn't borrow a penny to save your life if your credit had the tiniest bad mark on it, bad credit doesn't seem to be an issue anymore for payday loans.

SunriseFinance.com offers instant approval and "fast payment" - and they also say that they work with people with bad credit, if that's an issue for you. Now, I cannot personally vouch for SunriseFinance.com, but as hard as I work to stay away from fees and finance charges, it's always nice to know that there is somewhere out there we can go if we find ourselves in need of some quick cash, right?
 
So, here I pose a few questions for you...

1) Have you ever gotten a payday loan?
2) If you have, what was your experience and will you ever get one again?
3) How do you feel about paying ATM fees and finance charges?